FeesSalary-package benefits can be withdrawn if salary is not credited for more than 3 consecutive months and account is converted to normal savings account.
Zero Balance✓ Updated 2026-08-31
✓ Zero-balance account; free unlimited SBI ATM transactions; personal accident cover up to ₹20 lakh; air accident cover up to ₹30 lakh; loan benefits and processing-fee discounts; locker-charge discount; auto-sweep.
FeesDelayed instalment penalty ₹1.50 per ₹100 per month for tenor up to 5 years; ₹2 per ₹100 per month for tenor above 5 years. ₹10 service charge in specified default-at-maturity cases. Premature withdrawal penalty as per SBI rules.
✓ Updated 2026-08-31
✓ Regular monthly deposits; loan/OD against deposit; nomination; transferability among branches; universal passbook.
✓ 24x7 account opening; paperless opening; no branch visit; NEFT/IMPS/UPI through YONO or Internet Banking; SMS alerts; account transfer through Internet Banking.
FeesMinimum four free withdrawals per month including transfers and ATM transactions; digital payment transactions excluding ATM are not counted as withdrawals.
Zero Balance✓ Updated 2026-08-31
✓ Free basic RuPay ATM-cum-debit card; no annual maintenance charge; no account closure charge; government cheque collection free; digital payment transactions such as UPI/IMPS/NEFT/RTGS are not counted as withdrawals.
✓ Verified informationCheck official sources before applying.
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Compare banking products with the details that matter
Use Findisha to compare banking products using rates, balance requirements, fees, digital features and eligibility. Always confirm the latest terms with the bank or financial institution before opening an account or deposit.
What to compare before opening an account
Interest rate and applicable balance slab
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Digital banking, debit card, UPI and ATM access
Official source and last verified date
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Matches your stated requirements
Prioritises complete and recently verified data
Shows key costs and eligibility clearly
Lets you compare up to three products side by side
Look at interest rate slabs, minimum or average balance requirements, fees, ATM and debit-card terms, UPI and digital banking features, and eligibility.
Compare the rate for the exact tenure, senior-citizen rate where relevant, premature-withdrawal rules, minimum deposit and the bank or institution’s official terms.
Rates, fees and eligibility can change. Findisha displays the last verified date where supplied and recommends checking the official source before acting.
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