HDFC Bank
✓ Official-source data · 2026-09-01Savings Account✓ Yes
HDFC Bank Regular Savings Account
HDFC BankHigh
Everyday savings account with branch and digital access.
UUPI & DigitalDigital payments
DDebit CardCard access
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹10,000 AMB Metro/Urban; ₹5,000 Semi-Urban; ₹2,500 AQB Rural (or eligible FD alternative)
Initial Deposit₹0 / Not specified
Interest Rate2.50% p.a.
Account TypeSavings Account
Zero BalanceNo
UPIYes
Debit CardYes
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Customers looking for UPI and digital banking whose balance
- features and eligibility fit the account terms
× Not Ideal For
- Customers whose balance
- age
- account type or required features do not match the stated terms
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Everyday banking with broad digital access.
✓24x7 NetBanking/MobileBanking; ATM/branch access; debit card; fund transfers; eligible Video KYC.
ELIGIBILITY
Who can open this account?
✓Eligible resident customers; KYC applies.
DOCUMENTS
Documents you may need
▣Aadhaar, PAN, address proof and applicable KYC/income documents.
HOW TO APPLY
Open your account
- 1Apply online or branch.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.hdfc.bank.in/savings-account/savings-interest-rate · Last verified 2026-09-01