HDFC Bank
✓ Official-source data · 2026-09-01UUPI & DigitalDigital payments
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹0 / Not specified
Initial Deposit₹0 / Not specified
Interest Rate7.35%–7.40% p.a.
Account TypeFlexi Recurring Deposit
Zero BalanceNot specified
UPIYes
Debit CardNot specified
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Customers saving monthly for a goal
× Not Ideal For
- Customers whose balance
- age
- account type or required features do not match the stated terms
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Goal-based saving with special rates for 35/55 months.
✓Flexi recurring deposit; no penalty on premature withdrawal as advertised.
ELIGIBILITY
Who can open this account?
✓Product-specific eligibility.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.hdfc.bank.in/deposits · Last verified 2026-09-01