HDFC Bank
✓ Official-source data · 2026-09-01UUPI & DigitalDigital payments
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹0 / Not specified
Initial Deposit₹0 / Not specified
Interest Rate4.25%–6.50% p.a.
Account TypeRecurring Deposit
Zero BalanceNot specified
UPIYes
Debit CardNot specified
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateUp to 7.10% for specified tenures
✓ Best For
- Users wanting disciplined monthly savings
× Not Ideal For
- Customers whose balance
- age
- account type or required features do not match the stated terms
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Disciplined monthly savings.
✓Monthly deposits; multiple tenures; premature withdrawal options; senior-citizen rates.
ELIGIBILITY
Who can open this account?
✓Eligible resident/NRO/NRE customers.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.hdfc.bank.in/interest-rates · Last verified 2026-09-01