HDFC Bank
✓ Official-source data · 2026-09-01UUPI & DigitalDigital payments
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹25,000 AQB Metro/Urban without payment linkage; ₹10,000 with linkage; ₹10,000 Semi-Urban/Rural in any 2 quarters
Initial Deposit₹0 / Not specified
Interest RateRate not specified
Account TypeCurrent Account
Zero BalanceNot specified
UPIYes
Debit CardNot specified
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Small businesses and merchants
× Not Ideal For
- Customers whose balance
- age
- account type or required features do not match the stated terms
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Small-business transaction banking.
✓Free cash deposit up to ₹2 lakh/month or 6x current-month AMB; POS/Soundbox linkage benefits.
ELIGIBILITY
Who can open this account?
✓Eligible business entities.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.hdfc.bank.in/current-accounts/biz-lite-account/fees-and-charges · Last verified 2026-09-01