Axis Bank
✓ Official-source data · 2026-09-01Basic Savings Account✓ Yes
Axis Bank Basic Savings Bank Deposit Account (BSBDA)
Axis BankHigh
Basic savings account designed for banking access without a minimum balance requirement.
ZZero BalanceNo minimum balance
UUPI & DigitalDigital payments
DDebit CardCard access
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹0 / Not specified
Initial Deposit₹0 / Not specified
Interest Rate2.50%–3.00% p.a.
Account TypeBasic Savings Account
Zero BalanceYes
UPIYes
Debit CardYes
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Basic banking and low-balance users
× Not Ideal For
- Users seeking premium rewards
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Basic banking facilities without minimum balance requirement.
✓No minimum balance; branch and ATM access; internet/mobile banking; electronic statements; SMS alerts; passbook.
ELIGIBILITY
Who can open this account?
✓As per BSBDA and Axis Bank eligibility criteria.
DOCUMENTS
Documents you may need
▣KYC documents.
HOW TO APPLY
Open your account
- 1Open through eligible Axis Bank account-opening channels.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.axis.bank.in/accounts/savings-account/basic-savings-bank-deposit-account · Last verified 2026-09-01