Axis Bank
✓ Official-source data · 2026-09-01UUPI & DigitalDigital payments
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance500
Initial Deposit500
Interest Rate5.50%–7.00% p.a.
Account TypeRecurring Deposit
Zero BalanceNot specified
UPIYes
Debit CardNot specified
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Users saving toward a defined financial goal
× Not Ideal For
- Users needing lump-sum FD or daily liquidity
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Flexible goal-based savings and top-up facility.
✓Goal-based RD; monthly instalments ₹500–₹50,000; top-up from ₹50 per transaction; weekly top-up limit ₹25,000.
ELIGIBILITY
Who can open this account?
✓Resident/NRO minimum 6 months; NRE minimum 12 months, subject to product rules.
DOCUMENTS
Documents you may need
▣KYC and eligible account details.
HOW TO APPLY
Open your account
- 1Apply through Axis Bank RD channels.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.axis.bank.in/deposits/recurring-deposits/dream-builder-rd · Last verified 2026-09-01