Axis Bank
✓ Official-source data · 2026-09-01Digital Savings Account✓ Yes
Axis Bank Digital Savings Account
Axis BankHigh
Digital savings account range with online onboarding and variants for different customer needs.
ZZero BalanceNo minimum balance
UUPI & DigitalDigital payments
DDebit CardCard access
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance₹0 / Not specified
Initial Deposit₹0 / Not specified
Interest Rate2.50%–3.00% p.a.
Account TypeDigital Savings Account
Zero BalanceVariant dependent
UPIYes
Debit CardYes
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Users wanting digital onboarding and online banking
× Not Ideal For
- Users seeking a specific premium variant without meeting criteria
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Convenient digital account opening; access to Axis Mobile and UPI.
✓Digital onboarding; multiple variants including zero-balance options; mobile and internet banking.
ELIGIBILITY
Who can open this account?
✓Varies by selected digital savings variant.
DOCUMENTS
Documents you may need
▣KYC documents; PAN/Aadhaar and other applicable documents.
HOW TO APPLY
Open your account
- 1Apply online through Axis Bank digital account journey.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
EXPLORE MORE
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Official source: https://www.axis.bank.in/accounts/digital-savings-account · Last verified 2026-09-01