HomeBankingSBI Digital Savings Account
State Bank of India
Savings Account

SBI Digital Savings Account

Digital savings account for eligible resident individuals with digital onboarding and SBI banking access.

Interest Rate
Balance / Limit
Initial Deposit
Digital / YONO; branch KYC requirements applyOpening Mode
Bank / LenderState Bank of India
Product TypeSavings Account
Interest Rate
Minimum Balance
Tenure
Account OpeningCheque book charges as applicable to normal savings account; annual debit-card maintenance as per extant guidelines.
EligibilityResident Indian individual above 18, capable of contracting, without tax liability outside India; valid Aadhaar, PAN, mobile and email requirements apply.

Key Benefits

Digital account operation; option to convert to normal savings account after applicable process; email/audio-visual statement; Green PIN for ATM.

Eligibility

Resident Indian individual above 18, capable of contracting, without tax liability outside India; valid Aadhaar, PAN, mobile and email requirements apply.

Documents Required

Aadhaar and PAN; e-KYC and other KYC requirements as specified by SBI.

Fees & Charges

Cheque book charges as applicable to normal savings account; annual debit-card maintenance as per extant guidelines.

How to Apply

Apply through SBI digital process/YONO and complete required KYC.

Frequently Asked Questions

Who is eligible?

SBI states that resident Indian individuals over 18 meeting its conditions can open the account.

Is a joint Digital Savings Account permitted initially?

SBI states that joint account or joint mandate is not permitted for the Digital Savings Account.

Source: Official bank website · Last verified 2026-08-31