Axis Bank
✓ Official-source data · 2026-09-01Fixed Deposit✓ Yes
Axis Bank Digital Fixed Deposit
Axis BankHigh
Digital FD that does not require an existing Axis Bank savings account.
UUPI & DigitalDigital payments
AATM AccessCash access
NNet BankingOnline access
MMobile BankingApp access
NNomineeNomination facility
AT A GLANCE
What matters before you open this account
Minimum Balance5000
Initial Deposit5000
Interest Rate3.00%–7.35% p.a.
Account TypeFixed Deposit
Zero BalanceNot specified
UPIYes
Debit CardNot specified
Net BankingYes
Mobile BankingYes
ATM AccessYes
Passbook / StatementNot specified
Video KYCNot specified
NRE / NRONot specified
NomineeAvailable
Monthly Average BalanceNot specified
Senior Citizen RateNot specified
✓ Best For
- Users wanting a digital FD without an Axis savings account
× Not Ideal For
- Users needing daily transaction banking
★ Where It Stands Out
Compare the applicable rate, balance requirements, fees, access features and eligibility together
FEATURES & BENEFITS
What you get
✓Fast digital FD opening; predictable returns; senior-citizen rates.
✓No Axis savings account required; ₹5,000 minimum; tenure up to 10 years; no penalty for premature withdrawal up to 25% of deposit.
ELIGIBILITY
Who can open this account?
✓Resident Indian individual, 18+, physically present in India, Aadhaar-linked mobile.
DOCUMENTS
Documents you may need
▣Aadhaar/PAN and e-KYC requirements.
HOW TO APPLY
Open your account
- 1Apply through Axis Bank digital FD journey.
CALCULATOR
Estimate your savings interest
Estimated interest₹0Indicative estimate only. Actual returns depend on the bank's rate slab, compounding method, tenure and current terms.
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Official source: https://www.axis.bank.in/deposits/digital-fixed-deposit · Last verified 2026-09-01