Credit Card

FIRST Power+ Credit Card

IDFC FIRST Bank

✦3X Reward Points on UPI transactions above ₹2,000; 1X below/equal ₹2,000 and selected utility/insuranceRewards ♧1 complimentary domestic airport lounge access per quarterLounge

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KEY BENEFITS

✦

Rewards3X Reward Points on UPI transactions above ₹2,000; 1X below/equal ₹2,000 and selected utility/insurance

♧

Airport Lounge1 complimentary domestic airport lounge access per quarter

REWARDS STRUCTURE

How you earn

Online Shopping0.25% value-back

Travel0.25% value-back

Dining0.25% value-back

Grocery0.25% value-back

UPI0.125% value-back

Other Spends0.25% value-back

Reward Rate3X Reward Points on UPI transactions above ₹2,000; 1X below/equal ₹2,000 and selected utility/insurance

Reward Point Value₹0.25/RP

FEES & CHARGES

Cost of the card

Joining Fee₹499

Annual / Renewal Fee₹499

KEY BENEFITS & FEATURES

What you get

✓ UPI-ready; welcome benefits up to ₹2,500; 1 domestic airport lounge/quarter; fuel savings up to 6.5% through fuel surcharge/benefit structure

ELIGIBILITY & DOCUMENTS

Who can apply?

IMPORTANT INFORMATION

Terms & extra benefits

Exclusions & Caps

As per current IDFC FIRST rewards terms

FINDISHA VALUE CALCULATOR

What could this card be worth to you?

Enter typical monthly spending. This is an estimate based on the rates stored in the card profile and does not guarantee actual rewards.

Online ShoppingTravelDiningFuelGroceryUPIOther

Estimated yearly rewards₹0

Effective value-back0%

Estimated net value after annual fee₹0

FREQUENTLY ASKED QUESTIONS

Credit Card FAQs

Up to 3X on UPI transactions above ₹2,000.

1 domestic airport lounge access per quarter.

Up to ₹2,500.

Last verified: 2026-08-30 · Verify current issuer terms before applying.

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FIRST Power+ Credit CardIDFC FIRST Bank RuPay

3X Reward Points on UPI transactions above ₹2,000; 1X below/equal ₹2,000 and selected utility/insuranceRewards

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