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CheQ AU Credit Card
CheQ bills, shopping, travel & UPILIFETIME FREE

CheQ AU Credit Card

AU Small Finance Bank★★★★★4.4Findisha Rating
✦12% selected favourite brands; 5% selected categories; 1% base; 2.5% CheQ UPIRewards ◎3.49%Forex Markup ♧Domestic airport lounge access is subject to the current AU/CheQ lounge program and spend-based eligibility. Check the current participating-lounge list and CheQ/AU terms before use.Lounge ◈12% favourite brands; 5% online shopping/travel/food delivery/online grocery; 2.5% CheQ UPICashback
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KEY BENEFITS
✦
Rewards12% selected favourite brands; 5% selected categories; 1% base; 2.5% CheQ UPI
◈
Cashback12% favourite brands; 5% online shopping/travel/food delivery/online grocery; 2.5% CheQ UPI
♧
Airport LoungeDomestic airport lounge access is subject to the current AU/CheQ lounge program and spend-based eligibility. Check the current participating-lounge list and CheQ/AU terms before use.
◎
Forex Markup3.49%
REWARDS STRUCTURE

How you earn

Online Shopping5% value-back
Travel5% value-back
Dining5% value-back
Grocery5% value-back
UPI2.5% value-back
Other Spends1% value-back
Reward Rate12% selected favourite brands; 5% selected categories; 1% base; 2.5% CheQ UPI
Headline Cashback12% favourite brands; 5% online shopping/travel/food delivery/online grocery; 2.5% CheQ UPI
Reward Point ValueVaries by CheQ redemption
Reward/Cashback Cap12,000 accelerated CheQ points/month
MilestonesAccelerated category cap 12,000 points/month
FEES & CHARGES

Cost of the card

Joining Fee₹0
Annual / Renewal Fee₹0
Fee WaiverLifetime Free
Finance Charge / APRUp to 48 days interest-free period, subject to payment and billing terms
Cash Advance2.5% or ₹500, whichever is higher; Zenith+ and Traverse have zero cash withdrawal fee per current schedule
Foreign Currency Markup3.49%
Fuel Benefit1% up to ₹150/statement cycle
✓ Lifetime FreeNo joining fee. No annual fee.
KEY BENEFITS & FEATURES

What you get

  • ✓ 2.5% CheQ UPI; 12% selected brands/bills; 5% favourite categories; EazyDiner membership; 1% fuel waiver
ELIGIBILITY & DOCUMENTS

Who can apply?

Documents RequiredValid identity, address and income proof; PAN/Aadhaar/KYC; co-brand/app account registration may be required.
Suggested Credit Score21+ salaried / 25+ self-employed; resident Indian
IMPORTANT INFORMATION

Terms & extra benefits

Exclusions & Caps

Accelerated categories have monthly cap; other terms apply.

FINDISHA VALUE CALCULATOR

What could this card be worth to you?

Enter typical monthly spending. This is an estimate based on the rates stored in the card profile and does not guarantee actual rewards.

Estimated yearly rewards₹0
Effective value-back0%
Estimated net value after annual fee₹0
Last verified: 2026-08-30 · Verify current issuer terms before applying.
CheQ AU Credit CardAU Small Finance Bank Visa
12% selected favourite brands; 5% selected categories; 1% base; 2.5% CheQ UPIRewards
3.49%Forex
Welcome
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CheQ AU Credit Card
Annual fee: ₹0 · Rewards: 12% selected favourite brands; 5% selected categories; 1% base; 2.5% CheQ UPI
Apply Now