SBI SimplySAVE Credit Card Review – Benefits & Features

By | October 12, 2023

SBI is the name of trust. After all it’s the best government bank. SBICard is the second largest Credit Card provider in India after HDFC Bank. As the bank has huge customer base it will become the largest Credit Card provider in the country soon.

In this post I will share my experience about SBI SimplySAVE credit card, as I used to this card.

sbi simplysave card

If you are looking for embossed cards, SBI Card is one of them. No one can deny the beauty of SBI card. SBI SimplySAVE card is one of the embossed cards.

SBI SimplySAVE Credit Card issued by two partners – VISA and MasterCard. VISA comes with “VISA Platinum” written, MasterCard Comes with “MasterCard Titanium” written.

It comes with beautiful blue color with “₹” inside the design. ₹ sign and the design is eye catching. So let’s talk about the features and benefits of the card.

Benefits of SBI SimplySave Credit Card:

  • Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.
  • Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all your other spends, earn 1 Reward Point per Rs 100 spent (4 Reward Points = Rs. 1).
  • Get freedom from paying the 1% fuel surcharge at any petrol pump.
  • Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer.
  • Membership fee of ₹500 + GST is waived off if your annual spends are more than ₹1,00,000. This is quite easily achievable.
  • One of the biggest advantages of holding an SBI Credit Card is that SBI runs 10-15% off campaigns on websites like Flipkart, Amazon, Snapdeal etc all through the year during many sales.

Joining Fee

  • Joining Fee – Rs. 499+ Taxes.
  • Annual Fee – RS. 499 +Taxes.

More Features & Benefits Of SBI SimplySAVE Card

  • Welcome Offer
    • Get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card.
  • Contactless Advantage
    • Daily purchases now made easy with SimplySAVE SBI Card. Simply wave your card at a secure reader to transact.
    • Fast & convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases.
  • Worldwide Acceptance
    • You can use your SimplySAVE SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
    • Use your card to make payments at any outlet that accepts Visa or MasterCard
  • Add-on Cards
    • With SimplySAVE SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18.
  • Cash on the Go
    • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.
  • Utility Bill Payment Facility
    • Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SimplySAVE SBI Card.
  • Balance Transfer on EMI
    • Save money while paying your credit card dues.
    • Transfer the outstanding balance of other banks’ credit cards to your SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs.

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