SBI Personal Gold Loan

9.15% p.a.Interest Rate

—Loan Amount

—Tenure

3-month bullet ₹200 + GST; 6-month bullet ₹300 + GST; 12-month bullet 0.50% min ₹500 max ₹10,000 + GST; EMI/Realty/Top-up 0.50% min ₹500 + GSTProcessing Fee

Bank / LenderState Bank of India

Product TypeGold Loan

Interest Rate9.15% p.a.

Loan Amount—

Tenure—

Processing Fee3-month bullet ₹200 + GST; 6-month bullet ₹300 + GST; 12-month bullet 0.50% min ₹500 max ₹10,000 + GST; EMI/Realty/Top-up 0.50% min ₹500 + GST

Eligibility—

Key Benefits

Gold-backed personal loan variants; bullet and EMI options.

How to Apply

Apply through SBI gold-loan channels.

Frequently Asked Questions

What is the starting gold-loan rate shown by SBI?

SBI's current product navigation shows Gold Loan starting from 9.15% p.a., subject to scheme and terms.

Source: Official lender website · Last verified 2026-08-31