SBI Loans Against Securities

—Interest Rate

—Loan Amount

—Tenure

Varies by scheme; some schemes NIL; Equity Plus ₹2,040/application; IPO first loan ₹511, second/third ₹101, thereafter NIL; MF equity 1.01% of loan amountProcessing Fee

Bank / LenderState Bank of India

Product TypeLoan Against Securities

Interest Rate—

Loan Amount—

Tenure—

Processing FeeVaries by scheme; some schemes NIL; Equity Plus ₹2,040/application; IPO first loan ₹511, second/third ₹101, thereafter NIL; MF equity 1.01% of loan amount

EligibilitySecurity and scheme-specific.

Key Benefits

Loans against NSCs/KVPs, SBI Life/LIC surrender value, RBI Relief Bonds, shares/debentures, mutual funds and other eligible securities.

Eligibility

Security and scheme-specific.

How to Apply

Apply through SBI loans-against-securities channels.

Frequently Asked Questions

Are processing fees the same for all securities?

No. SBI lists scheme-specific processing fees, including NIL for some products.

Source: Official lender website · Last verified 2026-08-31