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HDFC Bank
✓ YesUpdated 2026-09-01HDFC Bank Digital Loan Against Mutual Funds
HDFC Bank✓ Product information verified · 2026-09-01
Digital liquidity against eligible mutual fund holdings.
—Interest Rate
—Maximum Loan Amount
—Repayment Tenure
—Processing Fee
Takes less than 2 minutes · Compare before you apply · Final approval depends on lender criteria
Best ForInvestors needing liquidity without selling eligible funds
Not Ideal ForApplicants whose purpose, income, age, credit profile or requested amount falls outside the stated criteria
Where It Stands OutCompare rate, total borrowing cost, amount, tenure, eligibility, security and prepayment terms together
▣Loan TypeLoan Against Mutual Funds
◉Interest Rate—
▤Processing Fee—
◷Disbursal TimeVaries by lender
◈Tax BenefitCheck applicable rules
AT A GLANCE
Key details before you apply
Loan purposeLoan
CollateralEligible mutual fund units
Interest rates, fees, eligibility and limits can change. Check the official lender terms before applying.
✓ Best For
- Investors needing liquidity without selling eligible funds
- Loan applicants who meet the stated criteria
× Not Ideal For
- Applicants whose purpose, income, age, credit profile or requested amount falls outside the stated criteria
- Applicants whose requested amount or tenure falls outside scheme limits
★ Where It Stands Out
- Compare rate, loan amount and repayment tenure together
- Review security, margin and fees before applying
BENEFITS
Top benefits of HDFC Bank Digital Loan Against Mutual Funds
Compare the rate, total borrowing cost, eligibility, security, repayment terms and fees before applying.
CALCULATOR
EMI Calculator
Estimated EMI₹0 / monthIndicative calculation only.
Official source: https://www.hdfc.bank.in/loans · Last verified 2026-09-01