HDFC Bank, the largest credit card issuer in India partnered with Indigo, the largest airline in the county to offer a co-brand credit card to Indians, powered by Mastercard.
The co-branded card is named as “Ka-ching”. There are two variants of card: basic & premium with returns as good as 5% on Indigo spends. Now let’s get into the details,
HDFC Bank & Indigo Launches Ka-Ching 6E Rewards Credit Cards
Base Variant – 6E Rewards
- Annual Fee: Rs. 700 + GST
- Eligibility: Age: 21 years to 60 Years
- Income:
- Salaried: Net Monthly Income >= Rs. 20,000
- Self Employed: ITR > Rs. 6 Lakhs per annum
- Welcome Benefit:
- Complimentary IndiGo air ticket worth Rs. 1,500
- Complimentary usage of 6E Prime (priority check-in, choice of seat and a meal)
- Reward Rate:
- 2.5% 6E Rewards on IndiGo website
- 2% 6E Rewards on entertainment, dining and grocery
- 1% 6E Rewards on all other transactions
- Other Benefits:
- Discounted convenience fee of INR 100 per pax per sector
- 1% fuel surcharge waiver
- 5% 6E Rewards on 6E Treats
- 6% 6E Rewards on AVA (IndiGo Airport Merchandize Partner)
- 7% 6E Rewards on Avis
- 10% 6E Rewards on BeU Salon
- 6% 6E Rewards on NetMeds
Premium Variant – 6E Rewards XL
- Annual Fee: Rs. 2,500 + GST
- Eligibility:
- Age: 21 years to 60 Years
- Income:
- Salaried: Net Monthly Income >= Rs. 1,20,000
- Self Employed: ITR > Rs. 14.4 Lakhs per annum
- Welcome Benefit:
- Complimentary IndiGo air ticket worth Rs. 3.000
- Complimentary usage of 6E Prime (priority check-in, choice of seat and a meal)
- Reward Rate:
- 5% 6E Rewards on IndiGo website
- 3% 6E Rewards on entertainment, dining and grocery
- 2% 6E Rewards on all other transactions
- Airport Lounge Access:
- 8 complimentary lounge access per calendar year (twice in a quarter) through Mastercard Lounge program.
- Other Benefits:
- Discounted convenience fee of INR 100 per pax per sector
- 1% fuel surcharge waiver
- 7% 6E Rewards on 6E Treats
- 10% 6E Rewards on AVA (IndiGo Airport Merchandize Partner)
- 10% 6E Rewards on Avis
- 15% 6E Rewards on BeU Salon
- 8% 6E Rewards on NetMeds
The premium variant is definitely a good option as it saves 5% on flights as well as 2% on all other spends. However note that these rewards can only be used for purchases at Indigo.
Bottomline
After jet airways shut down, there is no attractive credit card in the country giving access to airlines with great connectivity. Indigo and HDFC has come forward to grab the market. That will definitely help the Indian domestic travelers.
If you fly with Indigo often, HDFC bank 6E rewards XL credit card is undoubtedly a wonderful product to hold.