Joining Fee—
Annual Fee—
Cashback2%
Reward Rate—
Forex—
Lounge—
Overview
✅ Lifetime Free (No Joining & No Annual Fee)
✅ FD starts from just ₹10,000
✅ Credit Limit = 100% of your FD
✅ No income proof or credit history required
✅ Ideal for Students, Freelancers, Homemakers & First-time Credit Card Users
Fees & Charges
Joining Fee—
Annual / Renewal Fee—
Fee Waiver—
Finance Charge / APR—
Cash Advance—
Over-limit—
Rewards & Cashback
—Base Reward Rate
2%Headline Cashback
—Reward Cap
—Minimum Spend
Benefits
Pros
Cons
Eligibility & Documents
Check the issuer’s current eligibility criteria before applying.
Estimate Your Yearly Card Value
Estimate only. Actual value depends on issuer rules, caps, exclusions and redemption.
Estimated yearly rewards₹0Estimated net value after annual fee₹0
Last verified: Not specified · Verify current issuer terms before applying.