Best Credit Card for beginners Amazon Pay ICICI Bank Credit Card. In this post, I’m going to explain why this card is best for beginners. Will also explain its features, benefits & review.
Like Flipkart Axis Bank Credit Card Amazon also brings credit cards for its users.
Amazon tie-ups with ICICI Bank for the Amazon Pay ICICI Credit Card. This card is powered by Visa and also has a PayWave feature.
Key benefits of Amazon Pay ICICI Bank Credit Card
- No joining fees or annual fees.
- Prime members earn Unlimited 5% Reward points for purchases on Amazon.in, except for flight bookings, e-books, gift cards (both physical and digital), loading Amazon Pay balance, utility bill payments, mobile & DTH recharges, etc. which will earn Unlimited 2% Reward points. No reward points would be earned for the purchase of gold and EMI purchases.
- Other Amazon customers (without Prime membership) earn Unlimited 3% Reward points.
- Unlimited 2% Reward points on 100+ Amazon Pay partner merchants (list of merchants accepting Amazon Pay) on using this card after selecting Amazon Pay as a payment instrument.
- Get Unlimited 1% Reward points on all other payments outside Amazon, except on fuel purchases and EMI purchases.
- 1% surcharge waiver for all fuel purchases
- No limit on Reward points earned with this credit card. No expiry date for these reward points.
- Reward points are in the form of Amazon Pay balance, redeemable across 17 crore+ products on Amazon.in and across 100+ Amazon Pay partner merchants (list of merchants accepting Amazon Pay)
- Automatic conversion of Reward points to Amazon Pay balance on completion of the monthly billing cycle of your credit card within 2 days. Applicable Amazon Pay balance is added to the Amazon account used to apply for this card.
Pay Credit Card Bill on Cred & Get More Rewards
Fees – Amazon Pay ICICI Bank Credit Card
- No joining fee or annual fee
Rewards Points
- Unlimited 5% Reward points for Prime members.
- Also Unlimited 3% Reward points for non-prime members.
- Unlimited 2% Reward points for recharge & flight bookings.
- Unlimited 1% Rewards points on all other shopping & payment.
- 1 Reward Point = 1 Rupee.
- Reward Points are automatically credited to the Amazon Pay balance at the month’s end.
Limited Period Joining Offer
- Join Now and get Rs. 600 on Amazon Pay Balance for Prime members & Rs. 500 for non-prime members.
Exclusive ICICI Bank privileges
- 15% savings on dining bills at over 2,500 restaurants across India through Culinary Treats Programme.
- Waiver of 1% on fuel surcharge.
Bottomline
As I mentioned earlier it is the best credit card for beginners, and it’s proven. It comes with lifetime zero fees, good rewards & most of the features which need to be the best credit card. It’s better than Axis Bank Flipkart Credit Card.